EMPLOYER GUIDANCE

US DOL 

The Department of Labor issued guidance for employers and employees regarding the new requirements for paid sick leave and paid family medical leave. See below for this important information.

Paid Sick and Family Medical Leave Eligibility

On March 18, 2020, the Families First Coronavirus Response Act (FFCRA) passed in the Senate and was signed into law. Effective as of April 1, FFCRA  requires certain employers (under 500 employees) to provide employees with paid sick leave or expanded family and medical leave for specified reasons related to COVID-19. The Department of Labor’s Wage and Hour Division administers and enforces the new law’s paid leave requirements. These provisions will apply from April 1 through December 31, 2020.

To help you and your employees understand whether they are eligible – and for what – CAMPC created this FFCRA one-pager. The document includes a chart outlining benefits and eligibility under various scenarios, as well as information on tax credits for employer reimbursement.

Paid Leave and Tax Credit for Small Businesses 

To offset the costs of paid time off pursuant to the FFCRA, covered employers (under 500 employees) qualify for dollar-for-dollar reimbursement through tax credits for all qualifying wages. Qualifying wages are those paid to an employee who takes leave under the Act for a qualifying reason, up to the appropriate per diem and aggregate payment caps. Applicable tax credits also extend to amounts paid or incurred to maintain health insurance coverage. For more information, please see the Internal Revenue Service’s guidance and FAQs.

More Information

CDC, OSHA and EEOC

 

Colorado Department of Public Health and Environment (CDPHE)

  • Click HERE for CDPHE’s multi-industry construction guidance. (NOTE: As of May 5, the guidance no longer requires mandatory temperature checks of employees)
  • Click HERE for a COVID-19 Employee Health Screening Form for Onsite Screening.
  • Click HERE for CDPHE’s website demonstrating how to conduct a facility health screening. 

 

Pinnacol Assurance

Pinnacol has provided guidance for employers regarding short-term COVID-19 related wage replacement benefits. 

Click HERE for the full document.

 

Webinars with Fisher Phillips

CAMPC and the MEP Alliance, along with AGC of Colorado, is hosting a series of webinars with law firm Fisher Phillips to provide the latest COVID-19 related insights and guidelines for employers.

Webinar Recordings:

Webinar FAQs:

 

Fisher Phillips Resources

 

Job Site Safety Best Practices

CAMPC, in collaboration with our general contractor partners, helped develop broad guidelines, recommendations, and best practices for operating job sites effectively and responsibly in the face COVID-19.  These guidelines are designed to protect the health and safety of our employees and ensure the continued viability of our job sites. NOTE: These guidelines are not project-specific and each contractor should create site specific plans that address the unique circumstances of each project.

RESOURCES

Federal Relief Programs

NOTE: On April 27, the SBA again began processing loan applications for PPP and EIDL following a second round of federal funding.   

SBA Loans for Small Businesses

The SBA provides targeted, low-interest loans to small businesses and private non-profit organizations that have been severely impacted as a direct result of COVID-19. Below are the SBA’s two primary loan programs related to COVID-19:

  • Economic Injury Disaster Loan
  • Paycheck Protection Program
    • Application
    • LOAN FORGIVENESS APPLICATION
    • The SBA also released a new streamlined “EZ Version” loan forgiveness application for certain borrowers that meet the following criteria:
      • Those who are self employed and have no employees.
      • Those who did not cut back pay for their employees by more than 25% and did not reduce their head count or workers’ hours’.
      • Those who saw a drop in business activity because of health directives related to Covid-19 and did not cut back employees’ pay by more than 25%
  • Click HERE for a PPP FAQ guidance from SBA and the US Department of Treasury (Updated May 13)
  • Click HERE for a side-by-side comparison of the two loan programs, along with the Main Street Lending Program. 
  • For support navigating applications, please contact the Denver Metro SBDC
  • Additional support: The Colorado Office of Economic Development & International Trade (OEDIT) has a hotline for small business owners to call with questions about how to apply: (303) 860-5881. If the hotline is busy, you can also email oedit_sbnavigator@state.co.us.

Deferment of Existing SBA Loans 

The SBA announced changes to help borrowers still paying back SBA loans from previous disasters. By making this change, deferments through December 31, 2020, will be automatic.

Coronavirus Emergency Loans – Small Business Guide and Checklist

The US Chamber of Commerce created a useful guide for small businesses to help you understand and utilize the funding made available by the CARES Act, with a particular emphasis on the Paycheck Protection Program. The guide answers the following important questions:

    1. Am I eligible?
    2. What will lenders be looking for?
    3. How much can I borrow?
    4. Will this loan be forgiven?

 

State Relief Resources

CDLE Work-Share Program

The Work-Share Program gives businesses an alternative to laying off employees and allows them to let its employees keep working, but with fewer hours. While the employees are working fewer hours, the program helps pay these employees part of their regular unemployment benefits they could receive for a given week in which their work hours were reduced. Advantages of the program include:

  • The ability to continue production and maintain quality levels
  • Retention of experienced staff
  • Ease of returning to full production when economic conditions are better
  • Lower costs for hiring and training new employees
  • Spending less money on public assistance and unemployment benefits because your employees are still working

Program Information 

CDLE Rapid Response Program*

Employers experiencing a reduction in workforce are eligible for support services including consultation on layoff aversion strategies, onsite workshops for employees in transition, job placement assistance, and information on unemployment benefits.

More Information

 

Colorado Office of Economic Development and International Trade (OEDIT)

  • Click HERE for OEDIT’s COVID-19 Business Resource Center, which includes information and links to a wide range of small business resources. 

 

Cigna Resources

  • Click HERE to access Cigna’s “Informed on Reform” resource page, which includes useful information on healthcare related aspects to federal relief efforts
  • During these challenging times finding childcare solutions can be difficult. Click HERE for a flyer from CIGNA with helpful information and resources to enable you get the childcare help you need.
  • In this time of crisis and uncertainty, Cigna is expanding its EAP to support the emotional well-being of its customers. From now through September 30, 2020, employees covered under the Pipe Industry Health and Welfare Fund will have access to additional sessions with licensed clinicians in the Cigna EAP network at no additional cost to them.

    Here’s what your employees will have access to:

    • Twice the number of free sessions with a licensed clinician in Cigna’s EAP network
    • Ability to meet with counselors virtually on their phone, tablet or home computer
    • Unlimited access to webcast recordings to help them deal with COVID-19 anxiety, fears and concerns
  • Click HERE for CIGNA’s recommended physical, mental, and emotional coping strategies.
  • Cigna has launched launched Cigna Dental Virtual Care, powered by The TeleDentists®, which allows customers to speak with a licensed dentist by video chat and eliminates the need to leave home and visit a dental office. Through May 31, 2020, Cigna Dental customers can use this virtual care option at no cost for dental consultations. Click HERE for more information.
  • Cigna Podcast on Virtual Health Resources

 

Other Helpful Business Resource Links

INFORMATION

State & County Orders

Governor Polis Announces “Protect Our Neighbors” Phase –  This week (6/15) Governor Polis announced plans for a new phase of reopening Colorado that would permit events and activities under certain conditions. In order to enter Protect Our Neighbors, communities must qualify by meeting scientifically established thresholds to:

  • lower disease transmission levels, 
  • treat patients and handle the surge in need for intensive hospital care, and,
  • conduct testing and effective case investigation, contact tracing, and outbreak response. 

Follow this helpful link from the Colorado Department of Public Health and Environment that details all of the Governor’s Executive Orders and Public Health Orders issued, with additional information and helpful FAQs.  

Click HERE for information on local orders and variances. 

For municipalities, see this helpful link from the Colorado Municipal League that is tracking actions on the municipality level.

Information from U.S. Senator Cory Gardner

On March 24th, U.S. Senator Cory Gardner hosted a webinar for CAMPC Members. Senator Gardner suggested the following resources for additional information about federal actions in the wake of the COVID-19 crisis:

CSPR Study

Common Sense Policy Roundtable (CSPR) announced an ongoing project to study the economic impact of the COVID-19 virus. The first analysis, released March 25th, examines the overall, potential impacts of social distancing policies. CSPR will continue to monitor the impacts of COVID-19 and release updated economic impact analysis as the crisis evolves. Follow the analysis at www.commonsensepolicyroundtable.org.

  • A synopsis can be found HERE.
  • The full report can be found HERE.